Over the years I have tried a few different homeowner insurance companies. They all seem to be about the same, just offering different incentives to get the consumer to go with their company. So since I have AAA for my auto insurance, I decided to combine all of my insurance (auto, home, life) into one package. I am ok with this, although I do check other insurance companies about once a year. As I stated earlier, most have great incentives to get me to come on board. With a little research I always seem to find out these insurance companies give some small savings over what I presently have. So I stay with AAA, simply because the one thing insurance companies will do is give you better rates with longevity with their company.