I have been a customer with ADP since 2013, it has been nothing but a headache. Every time I have attempted to use my card it has been declined. I have called customer service numerous times and they were unable to assist. I had saved up to $2,000.00 on the card only to find out that they have lost all my account information and the money. They cannot locate my account or my money!!! On the phone as I type this and they are doing everything to get me to hang up. Do not use this company!