I received a call from a company claiming to be Advance America. They stated I had been approved for a loan but due to my credit I would need to pay insurance. The representative stated I needed to pay 212.43 up front and I would have the loan in an hour. He also stated I had to pay this through MoneyGram. I asked if I could pay with a credit card and he said no. He also was insistent on knowing when I would be going to MoneyGram. I told him I was not comfortable with that and would think about it. I ended the call and then called a different, legit Advance America office. I explained the situation and was told that is a scam and the only way to obtain a loan is by going into an office of Advance America.