Just got my REFURBISHED iPhone 6 from Asurion. Very disappointed especially if I am paying 200 for the phone and returning my old device which has only a broken screen. It would have been much reasonable to replace the screen at the local store. No one tells you that your phone is refurbished when submitting the claim. There is no NEW device that you receiving for 14 dollars a month stick with Apple. Plus if you lose the phone get a new one instead 200 and refur problem.