This is the worst credit card of all time. I have been a credit card holder for numerous years, and have never not paid a payment in full every month. This credit card is notorious for blocking transactions that they feel are high (obviously not counting BR themselves!) without any reason other than the amount. Because of them, I might not receive some of my wedding attire in time. The only reason I knew was because I was calling them about a separate translation and learned my former transaction did not go through. They literally have the worst customer service I have ever received. I really believe they must prey on the poor, because otherwise why would they cut off normal transactions because they seem "too high?" Do yourself a favor and ditch this card and get a United Chase card. Way better service and you don't have to worry about being cut off for no reason. I lost my Chase card and they expedited it to me in two days.