I have had the Barclay Apple rewards card for sometime now. Last month I paid off all my credit cards including this one. Today I notice that my account was closed. I called them and they told me because my credit balances were too high they closed my account. I have never been late with any of my accounts and always paid more than the minimum. I cannot believe that instead of being rewarded for paying off my card and having a zero balance they closed my account. I have never seen such a thing. Please do yourself a favor and don't open an account with them.