Dishonest company, I have been paying on my car for a little over a year and my balance doesn't seem to be going down at all. I pay every month, but they are out of control. They have no system for us to pay them online without having to pay $15.00 per transaction not that we don't pay them enough money as it is. Very bad company – wish I could change finance companies. My pay dates also changed and they would not work with me to change my pay dates without penalties, etc. I want out. If I could just turn in my car and go get another I would. But that is not an option so I am stuck with them. Uhggg.