I have financed 2 cars through Drivetime. I never had any issues with the first car and I paid it in full to complete the loan. I am currently financing a second car through Drivetime. They recently put a late payment mark on my credit report although my current account is paid in full and my next payment isn't due for 11 days. I called and asked why was the mark on my credit report and I couldn't get a straight answer. I asked them to remove it and I was transferred to another department but still no success. I would say BEWARE of Drivetime! If you can go to Carmax or your local Credit Union, do that instead.