I received an offer in email for a 1.00 free credit report. I created an account, only agreed to the "free report" and for 1.00, I provided my credit card. 7 days later, I am charged 21.95 for a monthly membership. Who needs a 250.00 credit report membership? It's a scam. I never agreed to this and check the box that said, "I only want the Free Report". Box checked. This is fraud, this in one of 3 credit bureaus we must do business with. How can our Treasury, Federal Government allow such practices in this day and age? I want my money back please. Please help me and thousands of others who are falling victim as we speak.