Ordered a computer via Flex Pay and they processed the first installment providing a transaction number. A successful purchase or so I thought. The next day HSN sent an e-mail advising the order was cancelled due to " Flex Pay Ineligibility." I went to my bank account to find they had not taken the money. Decided to go online, created an account and purchases the item via PayPal without talking to liar at HSN.
The person who took the order never once said Flex Pay was subject to credit review. The CSR also tried desperately to upsell additional services including an extra "warranty" product—all of which I declined. Never ever will I shop this company again. Watching my bank account like a hawk to ensure they don't over charge since I see someone already got ripped off by HSN and PayPal. Horrible company. Too many other (safe and reliable) online merchants who truly are appreciative of their customers. Never again!