2 years ago, I was laid off from a company and they erroneously offered COBRA through Humana Dental. I filled out the form and sent the check. Humana cashed the check and then notified me that FL does not offer Cobra for dental. This was in September of 2013. It is now November 2015 and I still have not received my refund. They have given every excuse possible as to why the refund still has not been sent. It is amazing the amount of trouble you have to go through to get your $40.00 back.