I was out of work due to a hostile work environment for a month. They have been working on this claim since the second week of September. I have left several messages for my case worker and she has not returned my calls. I call today to only find out that they denied my claim. They said they didn't have enough proof that I couldn't work and do my job. This is the second claim that has been filed with them that they have denied. The first claim was I had surgery… They said I could have returned back to work earlier. What is the point to pay for insurance when they won't pay when you need it. This company is not very professional and I will be contacting a lawyer!!