I had my friend to loan me some cash and she transferred the cash to me via email. I then had to open this account just to receive the money but no way to get the cash except to transfer to my bank. So, I set my bank account to receive the money and did the transfer. After, mind me, after, I did the transfer I get a notice that the transfer would take 3-4 days yet the transfer date was 7 days away. What a rip-off! Never do these cons again!