TD Bank gift card – In one sentence, it's not a TD Bank gift card, it's TD Bank Punishment card. You are stuck up with the balance which can be used without the card getting denied at few places. I have a 100 dollar gift card and after almost 5 months couldn't use a single dime of it (one amazon transaction denied, "so many" train ticket purchases denied). Just got frustrated and if you don't use the card some minimum number of times it will charge you a fee. My recommendation is if you want to give a gift card, please don't give a TD Bank gift card, otherwise the receiving party will hate your gift. I don't have more time to put all frustration into words.