After my TD Visa Infinity Card was stolen recently, I Have been reimbursed with the fraudulent transactions, something TD VIsa seems to do as a matter of course in such fraudulent use as is the case here. As an aside, I did try to have the 'TAP facility on my Visa Cards disabled some time ago however TD Visa said it could not be the event of a lost or stolen card, its 'free money' for the thief until its picked up by visa, or reported stolen, whatever flags first, and simply makes this kind of theft more appealing to the thief. It seems it suites the banks to pony up for such fraudulent transactions rather than give the consumer the choice as to have the facility or not. Its not that they cannot disable this facility, they simply choose not to despite increasing numbers of account holders asking that this facility be suspended on their accounts.

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