I call US Bank to get my balance on 09/11/15. My available balance was 28.00. I was at the gas station when I got my available balance. I made a 10.00 purchase. About 09/15/ I receive a notice that I had a non sufficient fee for 36.00 for 24.95. When I spoke to them over the phone, although I had 28.00 in the account, when I made the 10.00 charge it made me 6.43 negative. So they paid it and charged me 36.00, then they paid the 24.95 and charge me 36.00. So since I had 28.00 it would have one of the charges, however it didn't. Abracadabra! Poof!